aidemia--modules-lessonplan_request	Titles of parts of the lesson must be formatted as headings
What to create	Lesson plan
Which subject	English as second
What topic	Budgeting
What length (min)	30
What age group	Adult courses
Include homework
Include images descriptions
Any other preferences

Lesson Plan: Budgeting for Adults Learning English as a Second Language

Duration

30 Minutes

Learning Objective

By the end of this lesson, students will understand the basic principles of budgeting, be familiar with relevant vocabulary, and be able to create a simple personal budget.

Materials Needed

• Whiteboard and markers
• Handouts with budgeting vocabulary and examples
• Sample Budget Template

Lesson Outline

1. Introduction (5 minutes)

• Begin with a brief discussion about what budgeting is and why it is important in everyday life.
• Ask students if they have ever created a budget or if they know anyone who does. This engages them and brings in personal experiences.

2. Vocabulary Introduction (10 minutes)

• Introduce key budgeting vocabulary. Write the following terms on the whiteboard:

  • Income
  • Expenses
  • Savings
  • Fixed expenses
  • Variable expenses
  • Budget surplus
  • Budget deficit

• Provide definitions and examples for each vocabulary term. Encourage students to ask questions and participate in the discussion.

3. Budgeting Concepts (10 minutes)

• Discuss the main components of a budget:

  • Identifying Income: Discuss different sources (salary, loans, etc.).
  • Listing Expenses: Break down into fixed (rent, utilities) and variable (groceries, entertainment).
  • Calculating Savings: Talk about the importance of saving.
  • Assessing Surplus and Deficit: Explain how to determine if you’re spending more or less than you earn.

• Use a simple example to illustrate how to create a budget.

4. Activity: Create Your Budget (5 minutes)

• Distribute the sample budget template handout.
• Instruct students to fill out the template with hypothetical income and expenses.

5. Wrap-Up and Homework Assignment (5 minutes)

• Recap the key points discussed in the lesson.
• Assign the following homework:

Homework Assignment

Task

Create a personal budget for the upcoming month using the budgeting concepts discussed in class. Include at least five sources of income and five types of expenses.

Example Budget Template (to help students)

Category	Amount
Income
Salary	£2000
Part-time job	£500
Total Income	£2500
Expenses
Rent	£800
Utilities	£150
Groceries	£300
Transport	£100
Entertainment	£200
Total Expenses	£1550
Savings	£950

Correct Answers (for reference)

• Total Income: £2500
• Total Expenses: £1550
• Savings: £950

Conclusion

Encourage students to apply what they have learned about budgeting to manage their finances better. Offer to review their personal budgets in the next class for feedback and improvement.