| Full lesson | Create for a teacher a set of content for giving a lesson, beginning with the lesson plan. Each new block of materials must begin with an H1 heading (other subheaders must be H2, H3, etc). When you describe required pictures, write those descriptions in curly brackets, for example: {A picture of a triangle} |
| Which subject | Mathematics |
| What topic | financial literacy |
| What length (min) | 30 |
| What age group | Year or Grade 4 |
| Class size | 5 |
| What curriculum | Australian curriculum |
| Include full script | |
| Check previous homework | |
| Ask some students to presents their homework | |
| Add a physical break | |
| Add group activities | |
| Include homework | |
| Show correct answers | |
| Prepare slide templates | |
| Number of slides | 5 |
| Create fill-in cards for students | |
| Create creative backup tasks for unexpected moments |
Financial Literacy
Year 4
Mathematics
5 Students
| Step Number | Step Title | Length (minutes) | Details |
|---|---|---|---|
| 1 | Introduction to Financial Literacy | 5 | Introduce the topic of financial literacy, discussing its importance. |
| 2 | Active Engagement Activity | 5 | Distribute printable financial literacy cards and explain their use. |
| 3 | Group Activity | 10 | Divide students into pairs, where they fill out the cards based on a budgeting scenario. |
| 4 | Break: Physical Activity | 5 | Lead students in a short physical activity (e.g., stretching, quick games) to recharge. |
| 5 | Card Collection/Round-up | 5 | Collect the cards and conduct a quick checking of their contents. |
| 6 | Wrap-Up Discussion | 5 | Review key concepts learned and discuss how they can apply it in real life. |
This lesson plan aligns with the Australian Curriculum standards for Mathematics, focusing on financial literacy as part of the Number and Algebra strands.
Students will be assigned a budgeting task to complete at home, which will be collected the following lesson without oral presentations.
"Good morning class! Today, we’re going to learn something very important that will help us in our everyday lives—financial literacy. Can anyone tell me what they think financial literacy means? Yes, that's right! It's about understanding how to manage our money wisely. This is important because it helps us make better decisions about how to save, spend, and invest our money. Are you excited to learn more about that today?"
"Now, I have some fun materials for us! Here are some printable financial literacy cards. Please take one card each. These cards will help us understand various financial concepts like income, expenses, and savings. Let me explain how we will use these cards. On each card, you will see a different scenario related to money. You will use these to fill out a budgeting example later in our group activity. Does everyone understand how to use the cards? Great! Let’s move on!"
"Alright everyone, I’m going to divide you into pairs now. Please turn to your partner and work together on the budgeting scenario on your cards. Discuss what the income is, what expenses you might have, and how much you think you can save. Remember to work as a team! I’ll give you 10 minutes for this activity. Use your calculators if you need them. Ready? Go!"
"Now that we’ve been sitting for a while, it’s time for a little movement! Let's stand up and do some stretches. Stretch your arms up high, now touch your toes. Great job! Now, let’s play a quick game. Who can do the best jumping jacks? Ready, set, go! Awesome! Let’s settle back down and get ready to collect our cards."
"Can I have everyone’s attention please? It’s time to collect the cards. As I collect them, I want you to think about what was the most interesting part of your budgeting scenario. I will quickly check the contents of your cards to see how well you understand the material. If I have any questions, I’ll ask you when I come to your desk. Let’s see what you’ve come up with!"
"Thank you for all your hard work today! Let’s sit in a circle and discuss what we learned. What are some key things we discovered about budgeting? How can we use these skills in our everyday lives? Remember, being financially literate means you've got the tools you need to make smart choices with your money. I would love to hear your thoughts!”
"Before we end, for homework, I want you to create a simple budget for the week based on your own spending. Write down your income and expenses, and we’ll discuss them in our next class. Thank you for being such an engaged class today! See you next time!"
| Slide Number | Image | Slide Content |
|---|---|---|
| 1 | {Image: A classroom with students seated} | - Introduction to financial literacy |
| - Importance of managing money wisely | ||
| - Making better decisions about saving, spending, and investing | ||
| 2 | {Image: Printable financial literacy cards} | - Active engagement with financial literacy cards |
| - Understanding various financial concepts: income, expenses, savings | ||
| - Using cards for group budgeting activity | ||
| 3 | {Image: Students working in pairs} | - Group activity: budgeting scenarios |
| - Discuss income, expenses, and potential savings | ||
| - Collaborative effort with calculators available | ||
| 4 | {Image: Students stretching and having fun} | - Break: physical activity to energise |
| - Stretching exercise | ||
| - Quick game: jumping jacks | ||
| 5 | {Image: Students seated in a circle} | - Card collection and round-up |
| - Reflection on the budgeting scenario | ||
| - Wrap-up discussion on key takeaways in financial literacy | ||
| - Homework: create a simple weekly budget |
| Question | Answer |
|---|---|
| What is financial literacy? | |
| Why is it important to understand how to manage our money wisely? | |
| What are some key concepts related to financial literacy that we discussed today? | |
| How can you define income in the context of budgeting? | |
| Can you list some common expenses that people might have? | |
| What are some strategies you can use to save money? | |
| How can budgeting help you in your everyday life? | |
| What did you find most interesting about your budgeting scenario? | |
| How can you use the skills learned today in your future financial decisions? | |
| What is one thing you would change in your current spending habits based on what you learned today? |
What do you think are some common expenses that people might overlook when budgeting? Can you give an example from your own experiences?
If you had an unexpected income, like winning a small amount of money or receiving a gift, how would you decide to use that money wisely?
Can you think of a time when you had to make a choice between spending money now or saving it for later? What did you choose and why?
If you could teach someone one important lesson about budgeting, what would it be and how would you explain it to them?
How do you think financial literacy could impact your future decisions regarding education or career choices?
Let’s get moving, it's time to play,
With simple exercises, we'll brighten our day!
Stretch your arms high, reach for the sky,
Now touch your toes, oh my, oh my!
Side bends now, reach left and right,
Feel the stretch, it’s pure delight!
Jumping jacks, let's count to ten,
One, two, three, let's do it again!
Run in place, pick up your speed,
Get those legs moving, that's all we need!
Heel raises next, up on your toes,
Balance is key, as everyone knows!
Don't forget to twist, left and right,
Keep it fun, let’s move with all our might!
Take a deep breath in, and blow it out slow,
Feel relaxed now, ready for the flow!
Now, sit back down, your bodies are great,
Thanks for the movement, wasn't it first-rate?